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Unsecured business loans

Funding for your next stage.

Explore unsecured business funding for cash flow, stock, growth and other eligible business purposes.

An initial enquiry, without a credit check.

Let’s start with your goal.

Working capital and stock
Expansion, payroll and eligible tax debt
Business debt refinancing and other eligible purposes

Eligibility, costs and available options depend on your circumstances and the lender.

Guidance from the beginning

Unsecured Business Loan Brokers Brisbane

Tell us why your business needs funding. We help explore unsecured options based on trading history, revenue, financial position and credit criteria. Unsecured does not necessarily mean no personal guarantee, and some funding levels or structures may require security.

What to have ready

A rough borrowing amount, your income and employment details, and a sense of your timeframe. Your broker will explain the documents needed once you discuss your options.

Start my enquiry
Make your next purchase simpler

Finance that starts
with your business.

New asset or an upgrade? Tell us what it needs to do, how you plan to buy it and the repayments you want to explore.

New or used

Asset age, condition, price and intended use can affect the finance available. We explain what the lender needs.

Dealer or private seller

Private purchases may be considered by some lenders. Seller verification and asset checks can be required.

Low doc or full doc

Eligible businesses may have alternative documentation options. Your broker will explain the requirements.

Explore low doc options

How the process works

  1. Share your business, asset and borrowing details.
  2. Discuss suitable options, repayments and costs with a broker.
  3. Provide the documents required for lender assessment.
  4. If approved, complete the lender’s conditions and settlement steps.

Ready to work through the numbers?

Explore indicative repayments and a budget based borrowing estimate. Then speak with a broker about your situation.

Your questions, answered

Finance, without the guesswork.

What finance can Unified Loans help with?

We help with business vehicles, utes, vans, fleets, trucks, trailers and equipment, as well as consumer car loans, unsecured personal loans and home loans. Options depend on your circumstances and lender requirements.

How do I get started?

Use our enquiry form to share your goal, approximate amount and contact details, or call 07 3523 6347. A broker will discuss your needs, explain potential options and outline the next steps.

Will the website enquiry affect my credit score?

No credit check is requested when you submit our initial website enquiry. A later lender application may involve a credit enquiry, which your broker will explain before you proceed.

What is low doc vehicle or asset finance?

Low doc is an alternative documentation pathway that some lenders offer eligible business borrowers. Requirements vary and may include business bank statements, BAS or accountant information. It does not mean no checks or guaranteed approval.

Can I apply if I am self employed or a sole trader?

Yes, you can enquire. Your broker will consider your business history, income evidence, commitments and asset purchase, and explain the documents required by potential lenders.

Can you help a new business?

Some lenders may consider newer businesses, depending on the asset, experience, deposit, financial position and other factors. A new ABN does not automatically qualify or disqualify you.

Can I finance a used vehicle or buy from a private seller?

Some lenders consider used assets and private purchases. Asset age, condition, ownership and seller checks may apply. Tell your broker how and what you plan to purchase.

Do I need a deposit?

Deposit requirements depend on the lender, asset, amount and your financial position. Some options may allow the full purchase price to be financed, subject to assessment. Fees or other costs may still be payable.

What is a balloon payment?

A balloon is a larger final payment due at the end of the loan. It may reduce regular instalments but leaves an amount to repay and can increase total interest. Consider how you will meet the final payment before agreeing to one.

How much can I borrow?

Your borrowing options depend on income or business cash flow, expenses, existing commitments, credit history and lender policy. Our borrowing calculator converts an entered repayment budget into an illustration; it is not a lender assessment.

What determines my interest rate and fees?

The lender may consider your credit profile, repayment history, financial position, asset and loan structure. Your broker will explain the available rates and fees and the comparison rate where applicable. No advertised estimate guarantees an offer.

Do you charge a broker fee?

A broker fee may apply depending on the finance and services provided. Any applicable fee and lender commission information will be disclosed in the relevant credit documentation before you proceed.

How long does approval and settlement take?

Timing varies with the lender, product, completeness of documents, checks and settlement conditions. We will explain the likely steps for your enquiry and keep you informed. Approval is always the lender’s decision.

Can you help with my first home or refinancing?

Yes. We can discuss first home purchases, moving home, investment loans and refinancing. We review your financial position, costs and objectives before exploring suitable options.

Can I get an unsecured personal loan?

You can enquire about an unsecured personal loan for an eligible personal purpose. It generally does not require a specific asset as security, but the lender still assesses your income, expenses, commitments and credit position.

How do referral partnerships work?

Accountants, financial planners, dealerships and real estate agents can contact us to discuss a referral arrangement. Client permission, clear responsibilities and relevant fee or commission disclosures must be agreed before referrals begin.

Our lending partners

More choice.
Finance around you.

Access to banks and specialist lenders for vehicles, equipment, homes and personal needs. Availability depends on our accreditation, your circumstances and lender criteria.

Alex Bank
Australian Motorcycle and Marine Finance
AMP Bank
Angle Finance
ANZ
Australian Military Bank
Automotive Financial Services
Banjo Loans
Bank Australia
Bank of Melbourne
BankSA
Bendigo Bank
Beyond Bank
Bank of Queensland
Branded Financial Services
Commonwealth Bank
Earlypay
Finance One
Great Southern Bank
Greenlight Auto Finance
Grow Finance
Hume Bank
Latitude Financial Services
Liberty
Lumi
Macquarie
ME Bank
Metro Finance
Money3
MoneyPlace
MONEYME
NAB
Newcastle Permanent
omm
OnDeck
Pepper Money
Plenti
QBank
Resimac Asset Finance
Salt and Lime
ScotPac
Shift
SocietyOne
St.George
Suncorp
Thornmoney
ubank

Not every lender offers every product. We compare options from our available panel, not every lender in the market. Logos identify lenders and are not an endorsement or guarantee of approval.

Big plans start with
a simple conversation.

Find my loan options