New or used
Asset age, condition, price and intended use can affect the finance available. We explain what the lender needs.
Explore unsecured business funding for cash flow, stock, growth and other eligible business purposes.
An initial enquiry, without a credit check.Eligibility, costs and available options depend on your circumstances and the lender.
Tell us why your business needs funding. We help explore unsecured options based on trading history, revenue, financial position and credit criteria. Unsecured does not necessarily mean no personal guarantee, and some funding levels or structures may require security.
A rough borrowing amount, your income and employment details, and a sense of your timeframe. Your broker will explain the documents needed once you discuss your options.
Start my enquiryNew asset or an upgrade? Tell us what it needs to do, how you plan to buy it and the repayments you want to explore.
Asset age, condition, price and intended use can affect the finance available. We explain what the lender needs.
Private purchases may be considered by some lenders. Seller verification and asset checks can be required.
Eligible businesses may have alternative documentation options. Your broker will explain the requirements.
Explore low doc optionsExplore indicative repayments and a budget based borrowing estimate. Then speak with a broker about your situation.
We help with business vehicles, utes, vans, fleets, trucks, trailers and equipment, as well as consumer car loans, unsecured personal loans and home loans. Options depend on your circumstances and lender requirements.
Use our enquiry form to share your goal, approximate amount and contact details, or call 07 3523 6347. A broker will discuss your needs, explain potential options and outline the next steps.
No credit check is requested when you submit our initial website enquiry. A later lender application may involve a credit enquiry, which your broker will explain before you proceed.
Low doc is an alternative documentation pathway that some lenders offer eligible business borrowers. Requirements vary and may include business bank statements, BAS or accountant information. It does not mean no checks or guaranteed approval.
Yes, you can enquire. Your broker will consider your business history, income evidence, commitments and asset purchase, and explain the documents required by potential lenders.
Some lenders may consider newer businesses, depending on the asset, experience, deposit, financial position and other factors. A new ABN does not automatically qualify or disqualify you.
Some lenders consider used assets and private purchases. Asset age, condition, ownership and seller checks may apply. Tell your broker how and what you plan to purchase.
Deposit requirements depend on the lender, asset, amount and your financial position. Some options may allow the full purchase price to be financed, subject to assessment. Fees or other costs may still be payable.
A balloon is a larger final payment due at the end of the loan. It may reduce regular instalments but leaves an amount to repay and can increase total interest. Consider how you will meet the final payment before agreeing to one.
Your borrowing options depend on income or business cash flow, expenses, existing commitments, credit history and lender policy. Our borrowing calculator converts an entered repayment budget into an illustration; it is not a lender assessment.
The lender may consider your credit profile, repayment history, financial position, asset and loan structure. Your broker will explain the available rates and fees and the comparison rate where applicable. No advertised estimate guarantees an offer.
A broker fee may apply depending on the finance and services provided. Any applicable fee and lender commission information will be disclosed in the relevant credit documentation before you proceed.
Timing varies with the lender, product, completeness of documents, checks and settlement conditions. We will explain the likely steps for your enquiry and keep you informed. Approval is always the lender’s decision.
Yes. We can discuss first home purchases, moving home, investment loans and refinancing. We review your financial position, costs and objectives before exploring suitable options.
You can enquire about an unsecured personal loan for an eligible personal purpose. It generally does not require a specific asset as security, but the lender still assesses your income, expenses, commitments and credit position.
Accountants, financial planners, dealerships and real estate agents can contact us to discuss a referral arrangement. Client permission, clear responsibilities and relevant fee or commission disclosures must be agreed before referrals begin.
Access to banks and specialist lenders for vehicles, equipment, homes and personal needs. Availability depends on our accreditation, your circumstances and lender criteria.
Not every lender offers every product. We compare options from our available panel, not every lender in the market. Logos identify lenders and are not an endorsement or guarantee of approval.